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ACCESS OF LOUISIANA

Lake Charles, LA · Federal Credit Union · Chartered in LA

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #10353Est. 1955RSSD: 735281

Members

3,631

Net Worth Ratio

9.68%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$44.7M

Peer Group 3

Members

3,631

as of latest quarter

Net Worth Ratio

9.68%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1690, Lake Charles, LA 70602-1690

Chartered

1955

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$44.7M

Total Shares

$40.2M

Total Loans

$25.0M

Net Income

$6K

Net Worth Ratio

9.68%

≥7% = Well Capitalized

Members

3,631

Return on Assets

0.01%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.04%

$259K

Loan-to-share ratio: 62.2%· healthy range 60–80%

Branch Locations

NCUA

Kirby

519 Kirby St, Lake Charles, LA, 70601

Monday, Wednesday - Friday 830-5Pm Tuesday 930-5pm

MainATMDrive-thru

Sulphur

4400 Maplewood Dr, Sulphur, LA, 70663

8:30am-5:00pm Monday, Wednesday thru Friday9:30am-5:00pm Tuesday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.