🏦Bank Scorer

ACCENTRA

Austin, MN · State Credit Union · Chartered in MN

Well Capitalized

Who can join

Type 99

Charter #60798Est. 1930RSSD: 240598

Members

17,036

Net Worth Ratio

10.46%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$217.1M

Peer Group 5

Members

17,036

as of latest quarter

Net Worth Ratio

10.46%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 657, Austin, MN 55912

Chartered

1930

Branch Locations

3 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$217.1M

Total Shares

$195.2M

Total Loans

$135.7M

Net Income

$560K

Net Worth Ratio

10.46%

≥7% = Well Capitalized

Members

17,036

Return on Assets

0.26%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.56%

$2.1M

Loan-to-share ratio: 69.5%· healthy range 60–80%

Branch Locations

NCUA

Accentra Credit Union

400 4th Ave NE, Austin, MN, 55912

7:30 to 5:30

Main

Accentra CU Albert Lea

1619 Blake Ave, Albert Lea, MN, 56007

7:30 to 5:30

Accentra CU Kasson

301 S Mantorville Ave Ste 100, Kasson, MN, 55944-1210

8:30 - 5:00

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.