Austin, MN · State Credit Union · Chartered in MN
Who can join
State government employees (special charter)
Members
17,036
Net Worth Ratio
10.46%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$217.1M
Total Shares
$195.2M
Total Loans
$135.7M
Net Income
$560K
Net Worth Ratio
10.46%
≥7% = Well Capitalized
Members
17,036
Return on Assets
0.26%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.56%
$2.1M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 105 | 78 | 22 | 74.3% | 20.9% |
| 2022 | 137 | 103 | 26 | 75.2% | 19.0% |
No CFPB complaint data available for this credit union.
Accentra Credit Union
400 4th Ave NE, Austin, MN, 55912
7:30 to 5:30
Accentra CU Albert Lea
1619 Blake Ave, Albert Lea, MN, 56007
7:30 to 5:30
Accentra CU Kasson
301 S Mantorville Ave Ste 100, Kasson, MN, 55944-1210
8:30 - 5:00
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<a href="https://bankscorer.com/credit-union/accentra" target="_blank" rel="noopener">View ACCENTRA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 69.5%· healthy range 60–80%