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ACADIA

Fort Kent, ME · Federal Credit Union · Chartered in ME

LICUWell Capitalized

Who can join

Community / multiple bond

Charter #15619Est. 1963RSSD: 469081

Members

18,300

Net Worth Ratio

11.05%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$408.1M

Peer Group 5

Members

18,300

as of latest quarter

Net Worth Ratio

11.05%

Well Capitalized

Institution Profile

NCUA

Address

9 East Main Street, Fort Kent, ME 04743

Chartered

1963

Branch Locations

10 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$408.1M

Total Shares

$360.6M

Total Loans

$336.1M

Net Worth Ratio

11.05%

≥7% = Well Capitalized

Members

18,300

Delinquency Rate (60d+)

0.92%

$3.1M

Loan-to-share ratio: 93.2%· healthy range 60–80%

Branch Locations

NCUA

Main Office

9 E Main St, Fort Kent, ME, 04743-1306

Monday - Thursday 8:30 am - 5:00 pm Friday 8:30 am - 6:00 pm Saturday 9:00 am - Noon

MainATMDrive-thru

St. Francis Office

907 Main St, Saint Francis, ME, 04774

Monday - Wednesday 8:30 am - 4:00 pm Thursday - Friday 8:30 am - 5:00 pm Saturday 8:30 am - Noon

ATM

St. Agatha Branch

315 Main St, Saint Agatha, ME, 04772

M-Th 8:30-4:30 F 8:30-5:30 S 9-Noon

ATMDrive-thru

Ashland Office

131 Main St, Ashland, ME, 04732-3432

M-W 9-5Th-F 9-7Sat 9-12

ATMDrive-thru

Brewer Office

618 Wilson St, Brewer, ME, 04412

M-F 9-5

ATMDrive-thru

Webber Office

417 State St Ste 140, Bangor, ME, 04401-6600

M-F 7:30-3:30

ATM

Broadway Office

713 Broadway, Bangor, ME, 04401

M-Th 8:30-4:30F 8:30-5:00S 9-12

ATMDrive-thru

Operations Center

69 Pleasant St, Fort Kent, ME, 04743-1507

Madawaska Office

90 Main St, Madawaska, ME, 04756-1510

Monday - Friday 8:30 am - 5:30 pm Saturday 8:30 am - Noon

ATMDrive-thru

Presque Isle Office

725 Main St, Presque Isle, ME, 04769

M-F 9-5

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
2023239206886.2%3.4%
20223052432879.7%9.2%
2021290238982.1%3.1%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.