AAC
Grand Rapids, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
14,809
Net Worth Ratio
23.92%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$211.2M
Peer Group 5
Members
14,809
as of latest quarter
Net Worth Ratio
23.92%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$211.2M
Total Shares
$158.5M
Total Loans
$119.5M
Net Income
$765K
Net Worth Ratio
23.92%
≥7% = Well Capitalized
Members
14,809
Return on Assets
0.36%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.03%
$31K
Loan-to-share ratio: 75.4%· healthy range 60–80%
Branch Locations
NCUAStandale
177 Wilson Ave NW, Grand Rapids, MI, 49534
Monday-Thursday: 9am-5pmFriday: 9am-5:30pmSaturday: 9am-12pm
Zeeland Branch
612 E Main Ave, Zeeland, MI, 49464
Mon.-Thurs. 9 a.m. - 5 p.m. Friday 9 a.m. - 5:30 p.m. Saturday 9-12
Herman Miller Branch
855 E Main Ave, Zeeland, MI, 49464-1366
Mon - Fri 9 a.m. - 4:30 p.m. (Currently closed every other Friday)
Spring Lake Branch
17228 Van Wagoner Rd, Spring Lake, MI, 49456-9702
Mon - Fri 9 a.m. - 5 p.m.
Holland Branch
12390 Riley St, Holland, MI, 49424-9219
Mon, Thurs, Fri 7 a.m. - 5 p.m. Tues & Wed 9 a.m. - 5 p.m. Saturday - 9am - 12 pm
AAC Credit Union Big Dutch Branch
215 E 25th St, Holland, MI, 49423
9-5 M-F
Grand Rapids Branch
904 Broadway Ave NW, Grand Rapids, MI, 49504-4415
Mon-Thurs 9 a.m. - 5 p.m. Friday 9 a.m. - 6 p.m.
Knoll PA
1235 Water St, East Greenville, PA, 18041
M-F 9-5, Restricted Access
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/aac" target="_blank" rel="noopener">View AAC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.