Grand Rapids, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
14,809
Net Worth Ratio
23.92%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$211.2M
Total Shares
$158.5M
Total Loans
$119.5M
Net Income
$765K
Net Worth Ratio
23.92%
≥7% = Well Capitalized
Members
14,809
Return on Assets
0.36%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.03%
$31K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 173 | 154 | 8 | 89.0% | 4.6% |
| 2022 | 180 | 156 | 14 | 86.7% | 7.8% |
| 2021 | 290 | 250 | 10 | 86.2% | 3.5% |
No CFPB complaint data available for this credit union.
Standale
177 Wilson Ave NW, Grand Rapids, MI, 49534
Monday-Thursday: 9am-5pmFriday: 9am-5:30pmSaturday: 9am-12pm
Zeeland Branch
612 E Main Ave, Zeeland, MI, 49464
Mon.-Thurs. 9 a.m. - 5 p.m. Friday 9 a.m. - 5:30 p.m. Saturday 9-12
Herman Miller Branch
855 E Main Ave, Zeeland, MI, 49464-1366
Mon - Fri 9 a.m. - 4:30 p.m. (Currently closed every other Friday)
Spring Lake Branch
17228 Van Wagoner Rd, Spring Lake, MI, 49456-9702
Mon - Fri 9 a.m. - 5 p.m.
Holland Branch
12390 Riley St, Holland, MI, 49424-9219
Mon, Thurs, Fri 7 a.m. - 5 p.m. Tues & Wed 9 a.m. - 5 p.m. Saturday - 9am - 12 pm
AAC Credit Union Big Dutch Branch
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<a href="https://bankscorer.com/credit-union/aac" target="_blank" rel="noopener">View AAC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 75.4%· healthy range 60–80%
215 E 25th St, Holland, MI, 49423
9-5 M-F
Grand Rapids Branch
904 Broadway Ave NW, Grand Rapids, MI, 49504-4415
Mon-Thurs 9 a.m. - 5 p.m. Friday 9 a.m. - 6 p.m.
Knoll PA
1235 Water St, East Greenville, PA, 18041
M-F 9-5, Restricted Access