705
Lafayette, LA · Federal Credit Union · Chartered in LA
Who can join
Community — open geographic area
Members
3,744
Net Worth Ratio
7.52%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$44.7M
Peer Group 3
Members
3,744
as of latest quarter
Net Worth Ratio
7.52%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$44.7M
Total Shares
$40.8M
Total Loans
$31.0M
Net Income
$8K
Net Worth Ratio
7.52%
≥7% = Well Capitalized
Members
3,744
Return on Assets
0.02%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.67%
$516K
Loan-to-share ratio: 75.8%· healthy range 60–80%
Branch Locations
NCUA705 FCU
1455 W Willow St, Lafayette, LA, 70506-1026
Monday thru Thursday 8:30-5 Fridays 8-5
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/705" target="_blank" rel="noopener">View 705 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.