🏦Bank Scorer

1ST STREET

Sarasota, FL · State Credit Union · Chartered in FL

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #67309Est. 1951RSSD: 372190

Members

1,822

Net Worth Ratio

14.67%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$33.8M

Peer Group 3

Members

1,822

as of latest quarter

Net Worth Ratio

14.67%

Well Capitalized

Institution Profile

NCUA

Address

1558 1st Street, Sarasota, FL 34236

Chartered

1951

Branch Locations

6 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$33.8M

Total Shares

$28.6M

Total Loans

$12.4M

Net Income

$52K

Net Worth Ratio

14.67%

≥7% = Well Capitalized

Members

1,822

Return on Assets

0.15%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.02%

$2K

Loan-to-share ratio: 43.4%· healthy range 60–80%

Branch Locations

NCUA

1st Street Credit Union

1558 1st St, Sarasota, FL, 34236-8502

8:00am - 5:00pm M - F, except on Wednesday. 10:00am - 5:00pm Wednesday

MainATM

Recall Total Info Management

5251 W 81st St, Indianapolis, IN, 46268-1643

San Antonio Citizens Federal Credit Union

12542 Curley St, San Antonio, FL, 33576-7038

8:00am - 5:00pm M-F

Sarasota Police Department

2099 Adams Ln, Sarasota, FL, 34237

Florida Customs Federal Credit Union

1624 E 7th Ave Ste 102, Tampa, FL, 33605-3769

8:30 AM - 4:30 PM

Access

1590 N East Ave, Sarasota, FL, 34237

24/7

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.