Martinez, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
32,353
Net Worth Ratio
11.71%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$825.4M
Total Shares
$718.3M
Total Loans
$403.6M
Net Worth Ratio
11.71%
≥7% = Well Capitalized
Members
32,353
Delinquency Rate (60d+)
0.03%
$136K
Loan-to-share ratio: 56.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 117 | 60 | 49 | 51.3% | 41.9% |
| 2022 | 165 | 108 | 53 | 65.5% | 32.1% |
| 2021 | 318 | 192 | 77 | 60.4% | 24.2% |
No CFPB complaint data available for this credit union.
Martinez
1111 Pine St, Martinez, CA, 94553
M-W 9:00 am - 4:00 pmTh 9:00 am - 6:00 pm F 9:00 am - 5:00 pm
Muir Station
538 Center Ave, Martinez, CA, 94553
M - W 9:00 am - 4:00 pmTh 9:00 am - 6:00 pm F 9:00 am - 5:00 pm
Richmond
2500 Nevin Ave, Richmond, CA, 94804
M - W 9:00 am - 4:00 pmTh 9:00 am - 6:00 pm F 9:00 am - 5:00 pm
Pittsburg/Antioch
4261 Century Blvd, Pittsburg, CA, 94565-7113
M - W 9:00 am - 4:00 pmTh 9:00 am - 6:00 pm F 9:00 am - 5:00 pm
Benicia
560 1st St Ste B106, Benicia, CA, 94510-3579
M - W 9:00 am - 4:00 pmTh 9:00 am - 6:00 pm F 9:00 am - 5:00 pm
Brentwood
8660 Brentwood Blvd Ste E, Brentwood, CA, 94513-5671
M-W 9:00-4:00, Th 9:00-6:00, F 9:00-5:00
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<a href="https://bankscorer.com/credit-union/1st-northern-california" target="_blank" rel="noopener">View 1ST NORTHERN CALIFORNIA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.