Bethalto, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
64,144
Net Worth Ratio
12.92%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.01B
Total Shares
$867.5M
Total Loans
$855.8M
Net Income
$1.2M
Net Worth Ratio
12.92%
≥7% = Well Capitalized
Members
64,144
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.28%
$2.4M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 357 | 260 | 55 | 72.8% | 15.4% |
| 2022 | 518 | 338 | 78 | 65.3% | 15.1% |
| 2021 | 903 | 635 | 158 | 70.3% | 17.5% |
No CFPB complaint data available for this credit union.
Bethalto 140 Office
731 E Bethalto Dr, Bethalto, IL, 62010
Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm
Godfrey Office
5301 Godfrey Rd, Godfrey, IL, 62035
Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm
College Office
3553 College Ave, Alton, IL, 62002
Lobby Hours Monday-Friday 9am-5pm Sat 9am-12pm Drive Thru Hours Monday-Friday 8am-5pm Saturday 8am-12pm
Jerseyville Office
300 W County Rd, Jerseyville, IL, 62052
Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm
Independence Office
19301 E Valley View Pkwy, Independence, MO, 64055
Lobby Hours Monday-Friday 9am-5pm Saturday 8am-12pm Drive Thru Hours Monday-Friday 8am-5pm Saturday 8am-12pm
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<a href="https://bankscorer.com/credit-union/1st-midamerica" target="_blank" rel="noopener">View 1ST MIDAMERICA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 98.6%· healthy range 60–80%
Wood River Office
1795 E Edwardsville Rd, Wood River, IL, 62095
Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm
Edwardsville Office
1702 Troy Rd, Edwardsville, IL, 62025
Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm
Decatur Office
202 E Ash Ave, Decatur, IL, 62526
Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm
Granite City Office
3830 Nameoki Rd, Granite City, IL, 62040
Lobby Hours Monday-Thursday 9am-5pm Friday 9am -6pm Saturday 9am-12pm Drive Thru Hours Monday-Friday 8am-6pm Saturday 8am-12pm
Troy Office
100 McDonald Dr, Troy, IL, 62294
Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm