Chambersburg, PA · State Credit Union · Chartered in PA
Who can join
State government employees (special charter)
Members
7,068
Net Worth Ratio
15.59%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$139.8M
Total Shares
$118.6M
Total Loans
$43.7M
Net Worth Ratio
15.59%
≥7% = Well Capitalized
Members
7,068
Delinquency Rate (60d+)
0.02%
$10K
Loan-to-share ratio: 36.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 60 | 51 | 6 | 85.0% | 10.0% |
No CFPB complaint data available for this credit union.
FCTCU
1156 Kennebec Dr, Chambersburg, PA, 17201
Mon-Tues 8:30am to 5:00pmWed 10:00am to 5:00pm Thurs-Fri 8:30am to 6:00pmSat 9:00am to 12:00pm
Greencastle
526 N Antrim Way, Greencastle, PA, 17225
Monday 9:00 a.m. to 5:00 p.m.Tuesday 9:00 a.m. to 5:00 p.m.Wednesday 10:00 a.m. to 5:00 p.m.Thursday 9:00 a.m. to 6:00 p.m.Friday 9:00 a.m. to 6:00 p.m.Saturday 9:00 a.m. to 12:00 p.m.Sunday - Closed
Hanover
475 Eisenhower Dr, Hanover, PA, 17331-5214
Monday & Tuesday 9:00 a.m. to 5:00 p.m.Wednesday 10:00 a.m. to 5:00 p.m.Thursday & Friday 9:00 a.m. to 6:00 p.m.Saturday 9:00 a.m. to 12:00 p.m.
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<a href="https://bankscorer.com/credit-union/1st-ed-credit-union" target="_blank" rel="noopener">View 1ST ED CREDIT UNION on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.