1897
Salisbury, MD · Federal Credit Union · Chartered in MD
Who can join
Occupational / employer group
Members
779
Net Worth Ratio
29.61%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$3.6M
Peer Group 2
Members
779
as of latest quarter
Net Worth Ratio
29.61%
Well Capitalized
Institution Profile
NCUAPhone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$3.6M
Total Shares
$2.5M
Total Loans
$385K
Net Worth Ratio
29.61%
≥7% = Well Capitalized
Members
779
Loan-to-share ratio: 15.4%· healthy range 60–80%
Branch Locations
NCUAPen Gen Hosp FCU
100 E Carroll St, Salisbury, MD, 21801
Tues 7 AM - 12 Noon Wed 8-2 Thur 8-2
1897 Federal Credit Union
100 E Carroll St, Salisbury, MD, 21801
Tuesday 7-12 Wednesday and Thursday 8-2
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/1897" target="_blank" rel="noopener">View 1897 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.