YANKEE RIDGE INC is the parent banking group. PHILO EXCHANGE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

YANKEE RIDGE INC

Legal name: YANKEE RIDGE, INC.

1 active bank · 1 merged/absorbed · $152M combined assets

RSSD ID: 2948919 (FFIEC NIC)

Combined Assets

$152M

CRA Rating Summary

Satisfactory1charter

Across all 12 exams on record for this banking group's charters, 92% resulted in Outstanding or Satisfactory.

Primary bankPHILO EXCHANGE BANKPHILO, ILSatisfactory$152MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$152M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$126M

Net Income

$388K

ROA (avg)

1.03%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
PHILO EXCHANGE BANK	PHILO, IL	FDIC	$152M	100.0%	Satisfactory	Aug 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.