WSB FINANCIAL INC is the parent banking group. THE WALTON STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

WSB FINANCIAL INC

Legal name: WSB FINANCIAL, INC.

1 active bank · $13M combined assets

RSSD ID: 5787744 (FFIEC NIC)

Combined Assets

$13M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE WALTON STATE BANKWALTON, KSSatisfactory$13MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$13M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$10M

Net Income

$-16K

ROA (avg)

-0.55%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE WALTON STATE BANK	WALTON, KS	FDIC	$13M	100.0%	Satisfactory	Nov 2020

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.