WINNSBORO BANCSHARES INC is the parent banking group. WINNSBORO STATE BANK & TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

WINNSBORO BANCSHARES INC

Legal name: WINNSBORO BANCSHARES, INC.

1 active bank · $413M combined assets

RSSD ID: 1107081 (FFIEC NIC)

Combined Assets

$413M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankWINNSBORO STATE BANK & TRUST COMPANYWINNSBORO, LASatisfactory$413MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$413M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$364M

Net Income

$1M

ROA (avg)

1.39%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
WINNSBORO STATE BANK & TRUST COMPANY	WINNSBORO, LA	FDIC	$413M	100.0%	Satisfactory	Dec 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.