WHITE RIVER BANCSHARES CO is the bank holding company. SIGNATURE BANK OF ARKANSAS is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

WHITE RIVER BANCSHARES CO

Legal name: WHITE RIVER BANCSHARES COMPANY

1 active bank · $1.6B combined assets

RSSD ID: 3306589 (FFIEC NIC)

Combined Assets

$1.6B

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankSIGNATURE BANK OF ARKANSASFAYETTEVILLE, ARSatisfactory$1.6BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$1.6B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.4B

Net Income

$4M

ROA (avg)

1.01%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

361

Origination Rate

81.16%

Denial Rate

3.32%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
SIGNATURE BANK OF ARKANSAS	FAYETTEVILLE, AR	FDIC	$1.6B	100.0%	Satisfactory	Jun 2021

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.