WESTERN DAKOTA HOLDING CO is the parent banking group. WESTERN DAKOTA BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

WESTERN DAKOTA HOLDING CO

Legal name: WESTERN DAKOTA HOLDING COMPANY

1 active bank · $89M combined assets

RSSD ID: 2351359 (FFIEC NIC)

Combined Assets

$89M

CRA Rating Summary

Satisfactory1charter

Across all 13 exams on record for this banking group's charters, 69% resulted in Outstanding or Satisfactory.

Primary bankWESTERN DAKOTA BANKTIMBER LAKE, SDSatisfactory$89MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$89M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$81M

Net Income

$195K

ROA (avg)

0.89%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
WESTERN DAKOTA BANK	TIMBER LAKE, SD	FDIC	$89M	100.0%	Satisfactory	Nov 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.