WEST BANCSHARES INC is the bank holding company. POINTWEST BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

WEST BANCSHARES INC

Legal name: WEST BANCSHARES, INC.

1 active bank · $138M combined assets

RSSD ID: 1105359 (FFIEC NIC)

Combined Assets

$138M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankPOINTWEST BANKWEST, TXSatisfactory$138MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$138M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$123M

Net Income

$590K

ROA (avg)

1.72%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

Origination Rate

68.42%

Denial Rate

21.05%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
POINTWEST BANK	WEST, TX	FDIC	$138M	Satisfactory	Oct 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.