Legal name: WEST 4 BANCSHARES, INC.
2 active banks · $162M combined assets
RSSD ID: 5947294 (FFIEC NIC)
Combined Assets
$162M
CRA Rating Summary
Across all 20 exams on record for this banking group's charters, 85% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
1 of 2 banks · Exceeds expectations for community lending
Combined Assets
$162M
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$132M
Net Income
$451K
ROA (avg)
1.09%
asset-weighted avg
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| THE FIRST STATE BANK OF HEALY | HEALY, KS | FDIC | $113M | 100.0% | Satisfactory | May 2025 |
| THE FIRST STATE BANK OF RANSOM | RANSOM, KS | FDIC | $49M | 100.0% | Outstanding | Jul 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.