WATERMAN ACQUISITION GROUP LLC is the parent banking group. WATERMAN BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

WATERMAN ACQUISITION GROUP LLC

Legal name: WATERMAN ACQUISITION GROUP, LLC

1 active bank · $172M combined assets

RSSD ID: 5341249 (FFIEC NIC)

Combined Assets

$172M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankWATERMAN BANKWATERMAN, ILSatisfactory$172MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$172M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$143M

Net Income

$223K

ROA (avg)

0.53%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2022Lender rankings →

Aggregated HMDA data across all active charters for 2022.

Applications

425

Origination Rate

82.12%

Denial Rate

4.47%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
WATERMAN BANK	WATERMAN, IL	FDIC	$172M	100.0%	Satisfactory	Aug 2021

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.