W S B INC is the parent banking group. WASHINGTON STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

W S B INC

Legal name: W.S.B., INC.

1 active bank · $596M combined assets

RSSD ID: 1207468 (FFIEC NIC)

Combined Assets

$596M

CRA Rating Summary

Outstanding1charter

Across all 3 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankWASHINGTON STATE BANKWASHINGTON, IAOutstanding$596MView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$596M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$502M

Net Income

$2M

ROA (avg)

1.39%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
WASHINGTON STATE BANK	WASHINGTON, IA	FDIC	$596M	100.0%	Outstanding	Jun 1995

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.