VERMILION BANCSHARES CORP is the parent banking group. VERMILION BANK & TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

VERMILION BANCSHARES CORP

Legal name: VERMILION BANCSHARES CORPORATION

1 active bank · $149M combined assets

RSSD ID: 1141898 (FFIEC NIC)

Combined Assets

$149M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankVERMILION BANK & TRUST COMPANYKAPLAN, LASatisfactory$149MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$149M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$130M

Net Income

$767K

ROA (avg)

1.92%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

100%

Denial Rate

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
VERMILION BANK & TRUST COMPANY	KAPLAN, LA	FDIC	$149M	100.0%	Satisfactory	Nov 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.