UNITED CMTY BANCSHARES INC is the parent banking group. UNITED COMMUNITY BANK OF WEST KENTUCKY, INC. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

UNITED CMTY BANCSHARES INC

Legal name: UNITED COMMUNITY BANCSHARES, INC.

1 active bank · 1 merged/absorbed · $529M combined assets

RSSD ID: 3260216 (FFIEC NIC)

Combined Assets

$529M

CRA Rating Summary

Satisfactory1charter

Across all 13 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankUNITED COMMUNITY BANK OF WEST KENTUCKY, INC.MORGANFIELD, KYSatisfactory$529MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$529M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$457M

Net Income

$2M

ROA (avg)

1.48%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
UNITED COMMUNITY BANK OF WEST KENTUCKY, INC.	MORGANFIELD, KY	FDIC	$529M	100.0%	Satisfactory	Jun 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.