UNITED CITIZENS BCORP INC is the parent banking group. UNITED CITIZENS BANK OF SOUTHERN KENTUCKY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

UNITED CITIZENS BCORP INC

Legal name: UNITED CITIZENS BANCORP, INC.

1 active bank · $278M combined assets

RSSD ID: 3370085 (FFIEC NIC)

Combined Assets

$278M

CRA Rating Summary

Outstanding1charter

Across all 4 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankUNITED CITIZENS BANK OF SOUTHERN KENTUCKYCOLUMBIA, KYOutstanding$278MView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$278M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$240M

Net Income

$1M

ROA (avg)

1.92%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
UNITED CITIZENS BANK OF SOUTHERN KENTUCKY	COLUMBIA, KY	FDIC	$278M	100.0%	Outstanding	Dec 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.