UNION BANCSHARES INC is the parent banking group. UNION STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

UNION BANCSHARES INC

Legal name: UNION BANCSHARES, INC.

1 active bank · $205M combined assets

RSSD ID: 1085358 (FFIEC NIC)

Combined Assets

$205M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankUNION STATE BANKPELL CITY, ALSatisfactory$205MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$205M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$189M

Net Income

$239K

ROA (avg)

0.45%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
UNION STATE BANK	PELL CITY, AL	FDIC	$205M	100.0%	Satisfactory	Feb 2026

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.