Legal name: UBANK HOLDINGS, INC.
1 active bank · $942M combined assets
RSSD ID: 1109601 (FFIEC NIC)
Combined Assets
$942M
CRA Rating Summary
Across all 10 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$942M
1 active bank
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$842M
Net Income
$3M
ROA (avg)
1.44%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
115
Origination Rate
73.04%
Denial Rate
16.52%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| UBANK | HUNTINGTON, TX | FDIC | $942M | 100.0% | Satisfactory | Aug 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.