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TRIAD BCORP INC is the bank holding company. TRIAD BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company

TRIAD BCORP INC

Legal name: TRIAD BANCORP, INC.

1 active bank · $1.0B combined assets

RSSD ID: 3722376 (FFIEC NIC)

Combined Assets

$1.0B

CRA Rating Summary

Satisfactory1charter

Across all 5 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTRIAD BANKFRONTENAC, MOSatisfactory$1.0BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$1.0B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$801M

Net Income

$4M

ROA (avg)

1.45%

asset-weighted avg

Mortgage Lending (HMDA)

Aggregated HMDA data across all active charters for 2024.

Applications

147

Origination Rate

69.39%

Denial Rate

6.12%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsOwnershipCurrent RatingExam Date
TRIAD BANKFRONTENAC, MOFDIC$1.0B100.0%SatisfactoryOct 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.