TOWNSEND FINANCIAL CORP is the parent banking group. FARMERS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

TOWNSEND FINANCIAL CORP

Legal name: TOWNSEND FINANCIAL CORPORATION

1 active bank · $83M combined assets

RSSD ID: 1095807 (FFIEC NIC)

Combined Assets

$83M

CRA Rating Summary

Satisfactory1charter

Across all 4 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFARMERS BANKPARSONS, TNSatisfactory$83MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$83M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$74M

Net Income

$44K

ROA (avg)

0.21%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FARMERS BANK	PARSONS, TN	FDIC	$83M	100.0%	Satisfactory	Aug 1998

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.