TONTI FINANCIAL CORP is the parent banking group. FIRST BANK OF OHIO is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

TONTI FINANCIAL CORP

Legal name: TONTI FINANCIAL CORPORATION

1 active bank · $287M combined assets

RSSD ID: 1069714 (FFIEC NIC)

Combined Assets

$287M

CRA Rating Summary

Needs to Improve1charter

Across all 13 exams on record for this banking group's charters, 31% resulted in Outstanding or Satisfactory.

Primary bankFIRST BANK OF OHIOTIFFIN, OHNeeds to Improve$287MView profile →

At a Glance

Dominant CRA Rating

Needs to Improve

1 of 1 bank · Falls short on community lending

Combined Assets

$287M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$186M

Net Income

$1M

ROA (avg)

1.86%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST BANK OF OHIO	TIFFIN, OH	FDIC	$287M	97.0%	Needs to Improve	Jun 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.