STRATFORD BANCSHARES INC is the parent banking group. FIRST STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

STRATFORD BANCSHARES INC

Legal name: STRATFORD BANCSHARES, INC.

1 active bank · $386M combined assets

RSSD ID: 1138160 (FFIEC NIC)

Combined Assets

$386M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST STATE BANKSTRATFORD, TXSatisfactory$386MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$386M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$342M

Net Income

$2M

ROA (avg)

2.37%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
FIRST STATE BANK	STRATFORD, TX	FDIC	$386M	Satisfactory	Jul 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.