SSB HOLDINGS INC is the parent banking group. SECURITY BANK AND TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

SSB HOLDINGS INC

Legal name: SSB HOLDINGS, INC.

1 active bank · $155M combined assets

RSSD ID: 2410603 (FFIEC NIC)

Combined Assets

$155M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankSECURITY BANK AND TRUST COMPANYMIAMI, OKSatisfactory$155MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$155M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$136M

Net Income

$588K

ROA (avg)

1.53%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
SECURITY BANK AND TRUST COMPANY	MIAMI, OK	FDIC	$155M	100.0%	Satisfactory	Dec 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.