SOUTH GEORGIA BANKSHARES CORP is the parent banking group. PEOPLES BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

SOUTH GEORGIA BANKSHARES CORP

Legal name: SOUTH GEORGIA BANKSHARES CORPORATION

1 active bank · $194M combined assets

RSSD ID: 1081725 (FFIEC NIC)

Combined Assets

$194M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankPEOPLES BANKLYONS, GASatisfactory$194MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$194M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$172M

Net Income

$601K

ROA (avg)

1.26%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
PEOPLES BANK	LYONS, GA	FDIC	$194M	100.0%	Satisfactory	Nov 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.