SHARP BANCSHARES INC is the parent banking group. BANK OF CAVE CITY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

SHARP BANCSHARES INC

Legal name: SHARP BANCSHARES, INC.

1 active bank · 1 merged/absorbed · $190M combined assets

RSSD ID: 1099663 (FFIEC NIC)

Combined Assets

$190M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankBANK OF CAVE CITYCAVE CITY, ARSatisfactory$190MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$190M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$167M

Net Income

$359K

ROA (avg)

0.76%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
BANK OF CAVE CITY	CAVE CITY, AR	FDIC	$190M	100.0%	Satisfactory	Aug 2008

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.