SHARON MUTUAL HOLDING CO is the parent banking group. SHARON BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

SHARON MUTUAL HOLDING CO

Legal name: SHARON MUTUAL HOLDING COMPANY

1 active bank · $171M combined assets

RSSD ID: 3845668 (FFIEC NIC)

Combined Assets

$171M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankSHARON BANKSPRINGFIELD, PASatisfactory$171MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$171M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$141M

Net Income

$114K

ROA (avg)

0.28%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

81.25%

Denial Rate

12.5%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
SHARON BANK	SPRINGFIELD, PA	FDIC	$171M	Satisfactory	Jun 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.