Legal name: READLYN BANCSHARES, INC.
3 active banks · $348M combined assets
RSSD ID: 1139327 (FFIEC NIC)
Combined Assets
$348M
CRA Rating Summary
Across all 22 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
3 of 3 banks · Meets expectations for community lending
Combined Assets
$348M
3 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$277M
Net Income
$1M
ROA (avg)
1.58%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
31
Origination Rate
96.77%
Denial Rate
3.23%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| READLYN SAVINGS BANK | READLYN, IA | FDIC | $150M | 100.0% | Satisfactory | Jan 2024 |
| FIRST STATE BANK | BRITT, IA | FDIC | $126M | — | Satisfactory | Apr 2020 |
| FIRST STATE BANK | NASHUA, IA | FDIC | $72M | — | Satisfactory | Feb 2022 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.