Legal name: PSB CORPORATION
2 active banks · 1 merged/absorbed · $436M combined assets
RSSD ID: 1210468 (FFIEC NIC)
Combined Assets
$436M
CRA Rating Summary
Across all 25 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$436M
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$336M
Net Income
$811K
ROA (avg)
0.73%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
54
Origination Rate
87.04%
Denial Rate
5.56%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| DENVER SAVINGS BANK | DENVER, IA | FDIC | $253M | 100.0% | Satisfactory | Aug 2024 |
| PEOPLES SAVINGS BANK | WELLSBURG, IA | FDIC | $184M | 100.0% | Satisfactory | Oct 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.