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PROFINIUM FINL HOLDINGS INC is the bank holding company. PEOPLES STATE BANK OF TRUMAN, INCORPORATED is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company

PROFINIUM FINL HOLDINGS INC

Legal name: PROFINIUM FINANCIAL HOLDINGS, INC.

1 active bank · $524M combined assets

RSSD ID: 1128527 (FFIEC NIC)

Combined Assets

$524M

CRA Rating Summary

Satisfactory1charter

Across all 4 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankPEOPLES STATE BANK OF TRUMAN, INCORPORATEDTRUMAN, MNSatisfactory$524MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$524M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$448M

Net Income

$972K

ROA (avg)

0.74%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsOwnershipCurrent RatingExam Date
PEOPLES STATE BANK OF TRUMAN, INCORPORATEDTRUMAN, MNFDIC$524M100.0%SatisfactoryNov 2001

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.