PRAIRIE BELL HOLDINGS INC is the parent banking group. SPIRO STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

PRAIRIE BELL HOLDINGS INC

Legal name: PRAIRIE BELL HOLDINGS, INC.

1 active bank · $123M combined assets

RSSD ID: 5907766 (FFIEC NIC)

Combined Assets

$123M

CRA Rating Summary

Outstanding1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankSPIRO STATE BANKSPIRO, OKOutstanding$123MView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$123M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$109M

Net Income

$-85K

ROA (avg)

-0.28%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
SPIRO STATE BANK	SPIRO, OK	FDIC	$123M	100.0%	Outstanding	Sep 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.