PRAIRIE BELL HOLDINGS INC is the bank holding company. SPIRO STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company
PRAIRIE BELL HOLDINGS INC
Legal name: PRAIRIE BELL HOLDINGS, INC.
1 active bank · $123M combined assets
RSSD ID: 5907766 (FFIEC NIC)
Combined Assets
$123M
CRA Rating Summary
Outstanding1charter
Across all 9 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
1 of 1 bank · Exceeds expectations for community lending
Combined Assets
$123M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$109M
Net Income
$-85K
ROA (avg)
-0.28%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| SPIRO STATE BANK | SPIRO, OK | FDIC | $123M | 100.0% | Outstanding | Sep 2023 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.