POCA VALLEY BANKSHARES INC THE is the parent banking group. THE POCA VALLEY BANK, INC. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

FHD

POCA VALLEY BANKSHARES INC THE

Legal name: POCA VALLEY BANKSHARES, INC., THE

1 active bank · $643M combined assets

RSSD ID: 2152734 (FFIEC NIC)

Combined Assets

$643M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE POCA VALLEY BANK, INC.WALTON, WVSatisfactory$643MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$643M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$586M

Net Income

$1M

ROA (avg)

0.76%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

390

Origination Rate

71.03%

Denial Rate

11.79%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE POCA VALLEY BANK, INC.	WALTON, WV	FDIC	$643M	100.0%	Satisfactory	Nov 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.