PHELPS CNTY BK EMPLOYEE STK OWNERSHIP PLAN is the parent banking group. PHELPS COUNTY BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Banking Group

PHELPS CNTY BK EMPLOYEE STK OWNERSHIP PLAN

1 active bank · $617M combined assets

RSSD ID: 1249600 (FFIEC NIC)

Combined Assets

$617M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankPHELPS COUNTY BANKROLLA, MOSatisfactory$617MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$617M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$559M

Net Income

$2M

ROA (avg)

1.39%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
PHELPS COUNTY BANK	ROLLA, MO	FDIC	$617M	Satisfactory	Nov 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.