PEOPLES FLEMING CNTY BCORP INC is the parent banking group. PEOPLES BANK OF KENTUCKY, INC. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

PEOPLES FLEMING CNTY BCORP INC

Legal name: PEOPLES OF FLEMING COUNTY BANCORP, INC.

1 active bank · $558M combined assets

RSSD ID: 2356701 (FFIEC NIC)

Combined Assets

$558M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this banking group's charters, 91% resulted in Outstanding or Satisfactory.

Primary bankPEOPLES BANK OF KENTUCKY, INC.FLEMINGSBURG, KYSatisfactory$558MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$558M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$486M

Net Income

$-1,310K

ROA (avg)

-0.95%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

220

Origination Rate

75%

Denial Rate

15.45%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
PEOPLES BANK OF KENTUCKY, INC.	FLEMINGSBURG, KY	FDIC	$558M	100.0%	Satisfactory	Feb 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.