PEOPLES BANCSHARES OF TN INC is the parent banking group. PEOPLES BANK OF EAST TENNESSEE is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

PEOPLES BANCSHARES OF TN INC

Legal name: PEOPLES BANCSHARES OF TN, INC.

1 active bank · $456M combined assets

RSSD ID: 3403161 (FFIEC NIC)

Combined Assets

$456M

CRA Rating Summary

Satisfactory1charter

Across all 6 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankPEOPLES BANK OF EAST TENNESSEEMADISONVILLE, TNSatisfactory$456MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$456M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$409M

Net Income

$2M

ROA (avg)

1.43%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

105

Origination Rate

76.19%

Denial Rate

10.48%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
PEOPLES BANK OF EAST TENNESSEE	MADISONVILLE, TN	FDIC	$456M	100.0%	Satisfactory	Mar 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.