OSB BCORP INC is the parent banking group. OSGOOD BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

FHD

OSB BCORP INC

Legal name: OSB BANCORP, INC.

1 active bank · $514M combined assets

RSSD ID: 2582452 (FFIEC NIC)

Combined Assets

$514M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankOSGOOD BANKOSGOOD, OHSatisfactory$514MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$514M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$453M

Net Income

$2M

ROA (avg)

1.24%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
OSGOOD BANK	OSGOOD, OH	FDIC	$514M	100.0%	Satisfactory	Feb 2026

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.