NORTHWOOD FINL SERVICES CORP is the parent banking group. NSB BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

NORTHWOOD FINL SERVICES CORP

Legal name: NORTHWOOD FINANCIAL SERVICES CORPORATION

1 active bank · $479M combined assets

RSSD ID: 1204841 (FFIEC NIC)

Combined Assets

$479M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankNSB BANKMASON CITY, IASatisfactory$479MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$479M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$415M

Net Income

$955K

ROA (avg)

0.81%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
NSB BANK	MASON CITY, IA	FDIC	$479M	100.0%	Satisfactory	Jan 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.