NEW YORK MILLS BANCSHARES INC is the parent banking group. FARMERS & MERCHANTS STATE BANK OF NEW YORK MILLS, INCORPORATED is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

NEW YORK MILLS BANCSHARES INC

Legal name: NEW YORK MILLS BANCSHARES, INC.

1 active bank · $82M combined assets

RSSD ID: 1124202 (FFIEC NIC)

Combined Assets

$82M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFARMERS & MERCHANTS STATE BANK OF NEW YORK MILLS, INCORPORATEDNEW YORK MILLS, MNSatisfactory$82MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$82M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$75M

Net Income

$144K

ROA (avg)

0.72%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FARMERS & MERCHANTS STATE BANK OF NEW YORK MILLS, INCORPORATED	NEW YORK MILLS, MN	FDIC	$82M	100.0%	Satisfactory	Apr 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.