MURPHY-PAYNE INVESTMENTS LTD is the parent banking group. FIRST STATE BANK AND TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

MURPHY-PAYNE INVESTMENTS LTD

Legal name: MURPHY-PAYNE INVESTMENTS, LTD.

1 active bank · $552M combined assets

RSSD ID: 2904960 (FFIEC NIC)

Combined Assets

$552M

CRA Rating Summary

Satisfactory1charter

Across all 12 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST STATE BANK AND TRUST COMPANYCARTHAGE, TXSatisfactory$552MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$552M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$495M

Net Income

$1M

ROA (avg)

1.03%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
FIRST STATE BANK AND TRUST COMPANY	CARTHAGE, TX	FDIC	$552M	Satisfactory	Nov 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.