MORGANTOWN DEPOSIT BCORP INC is the bank holding company. MORGANTOWN BANK & TRUST COMPANY, INCORPORATED is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

MORGANTOWN DEPOSIT BCORP INC

Legal name: MORGANTOWN DEPOSIT BANCORP, INC.

1 active bank · $435M combined assets

RSSD ID: 1119217 (FFIEC NIC)

Combined Assets

$435M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankMORGANTOWN BANK & TRUST COMPANY, INCORPORATEDMORGANTOWN, KYSatisfactory$435MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$435M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$382M

Net Income

$833K

ROA (avg)

0.78%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

212

Origination Rate

86.32%

Denial Rate

5.19%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
MORGANTOWN BANK & TRUST COMPANY, INCORPORATED	MORGANTOWN, KY	FDIC	$435M	100.0%	Satisfactory	Jul 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.