MAYPEARL BANCSHARES INC is the bank holding company. THE COWBOY BANK OF TEXAS is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

MAYPEARL BANCSHARES INC

Legal name: MAYPEARL BANCSHARES, INC.

1 active bank · $109M combined assets

RSSD ID: 2591267 (FFIEC NIC)

Combined Assets

$109M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE COWBOY BANK OF TEXASMAYPEARL, TXSatisfactory$109MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$109M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$89M

Net Income

$763K

ROA (avg)

2.77%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2019Lender rankings →

Aggregated HMDA data across all active charters for 2019.

Applications

Origination Rate

76.92%

Denial Rate

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE COWBOY BANK OF TEXAS	MAYPEARL, TX	FDIC	$109M	100.0%	Satisfactory	Nov 2021

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.