M&F BCORP INC is the parent banking group. MECHANICS & FARMERS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

M&F BCORP INC

Legal name: M&F BANCORP, INC.

1 active bank · $489M combined assets

RSSD ID: 2807810 (FFIEC NIC)

Combined Assets

$489M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankMECHANICS & FARMERS BANKDURHAM, NCSatisfactory$489MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$489M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$414M

Net Income

$797K

ROA (avg)

0.66%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
MECHANICS & FARMERS BANK	DURHAM, NC	FDIC	$489M	100.0%	Satisfactory	Jan 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.