LOWDEN BANCSHARES INC is the bank holding company. AMERICAN TRUST AND SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company
LOWDEN BANCSHARES INC
Legal name: LOWDEN BANCSHARES, INC.
1 active bank · $29M combined assets
RSSD ID: 1140846 (FFIEC NIC)
Combined Assets
$29M
CRA Rating Summary
Needs to Improve1charter
Across all 9 exams on record for this holding company's charters, 89% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Needs to Improve
1 of 1 bank · Falls short on community lending
Combined Assets
$29M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$24M
Net Income
$-67K
ROA (avg)
-0.9%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| AMERICAN TRUST AND SAVINGS BANK | LOWDEN, IA | FDIC | $29M | 100.0% | Needs to Improve | Nov 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.