LOWDEN BANCSHARES INC is the parent banking group. AMERICAN TRUST AND SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

LOWDEN BANCSHARES INC

Legal name: LOWDEN BANCSHARES, INC.

1 active bank · $29M combined assets

RSSD ID: 1140846 (FFIEC NIC)

Combined Assets

$29M

CRA Rating Summary

Needs to Improve1charter

Across all 9 exams on record for this banking group's charters, 89% resulted in Outstanding or Satisfactory.

Primary bankAMERICAN TRUST AND SAVINGS BANKLOWDEN, IANeeds to Improve$29MView profile →

At a Glance

Dominant CRA Rating

Needs to Improve

1 of 1 bank · Falls short on community lending

Combined Assets

$29M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$24M

Net Income

$-67K

ROA (avg)

-0.9%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
AMERICAN TRUST AND SAVINGS BANK	LOWDEN, IA	FDIC	$29M	100.0%	Needs to Improve	Nov 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.