LEROY C DARBY EMPLOYEE STK OWNERSHIP PLAN is the parent banking group. FREEDOMBANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Banking Group

LEROY C DARBY EMPLOYEE STK OWNERSHIP PLAN

1 active bank · 2 merged/absorbed · $440M combined assets

RSSD ID: 2208033 (FFIEC NIC)

Combined Assets

$440M

CRA Rating Summary

Satisfactory1charter

Across all 25 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFREEDOMBANKELKADER, IASatisfactory$440MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$440M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$376M

Net Income

$1M

ROA (avg)

1.32%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
FREEDOMBANK	ELKADER, IA	FDIC	$440M	Satisfactory	Mar 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.