LAKIN BANCSHARES INC is the bank holding company. KCB BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

LAKIN BANCSHARES INC

Legal name: LAKIN BANCSHARES, INC.

1 active bank · $329M combined assets

RSSD ID: 1061594 (FFIEC NIC)

Combined Assets

$329M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankKCB BANKLAKIN, KSSatisfactory$329MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$329M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$292M

Net Income

$853K

ROA (avg)

1.02%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2019Lender rankings →

Aggregated HMDA data across all active charters for 2019.

Applications

Origination Rate

88.71%

Denial Rate

8.06%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
KCB BANK	LAKIN, KS	FDIC	$329M	100.0%	Satisfactory	Feb 2026

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.